You found your dream century home and your conditional offer has been accepted. But after receiving your home inspector's report, it turns out your charming Victorian cottage needs more than a fresh coat of paint.
Photo by Nolan Issac on Unsplash
While this doesn't mean you need to back out of the deal, it's important to know you can always head back to the negotiating table. Your REALTOR® is a...
he question of whether to buy a condo or a house may be obvious to some, but for others, it's not so simple. Each comes with its own pros and cons as far as convenience, amenities, resale value and space is concerned.
It's important to start by identifying your goals, lifestyle and budget. A REALTOR® can help you navigate the different options in your desired market, including the factors to consider...
Passive House via Construction Rocket
Passive houses are really anything but passive—the truth is, they're total powerhouses. They boast incredible energy efficiency, superb insulation and optimal temperature and comfort 12 months a year.
With that being said, passive homes aren't very common in Canada yet, as our intensely varied climate presents challenges for anyone trying to keep a home c...
Summer's warmth is now a fading memory and the inescapable and important task of winterizing your home before the first big freeze looms. Luckily, we've created a checklist of many things to consider before that first snowfall with help from Jim Fisher, a general contractor with 50 years experience in the industry.
Disconnect any garden hoses, drain them of any residual water and store...
You've been saving for a down payment, watching your credit like a hawk and are ready to make the big leap into homeownership. What now? And what steps should you take so you don't feel like you're wading through a jumble of details? We've put together 10 steps to guide you on your journey to holding your first set of keys. You can also download the Home Buyers' Road Map for more on what to expect....
If you’ve been thinking about relocating, whether for work or for personal reasons, it’s often difficult to factor in the unforeseen costs that can quickly add up, making your move even more costly.
And it turns out, if you’re thinking about moving to Vancouver, it would cost you roughly an additional USD $7,874 if you’re moving on your own or USD $16,565...
Q. We are planning to retire in a couple of years (I’m 60 and my wife is 58) and want to downsize our house. We currently live just outside downtown Toronto and estimate our house to be worth about $1 million. We don’t have a mortgage as we paid off our home several years ago and are wondering if it’s better to sell our large home and purchase a smaller house now—or to sell...
So you've decided you're ready to buy a home. Now the real work begins—saving enough money for a down payment.
“It's absolutely critical the down payment is a good size on a first home—somewhere in the range of 10 to 20%,” says Lesley-Anne Scorgie, a personal finance author. “The rationale simply being that the habit of saving is the same habit you'll need for actually...
If you're a millennial considering buying your first home, congratulations! You're probably excited until you remember: houses are expensive and—regardless of your current financial situation—you'll likely need to save money to afford one.
This can be intimidating for anyone but, according to a recent survey, millennials in particular say it's become more difficult...
Orignial Article from Realtor.ca
Becoming a homeowner is about more than simply finding your dream home. Before closing a deal, you'll have secure your financing, complete inspections and set up your home insurance.
Insurance companies take many factors into consideration when compiling your quote, but they don't all ask the same questions. Quotes can range anywhere from a few hundred dollars...
Orginial Article from Realtor.ca
Sure, you can afford your home now, but what if mortgage rates go up?
Low interest rates and mortgages have been a fact of life in Canada for some time now. At the time of publication, the 5-year average mortgage rate has hovered around 5% for nearly a decade. This is a far cry from late 1981 when mortgage rates were as much as 21%.In 2017, the Office...
Original Article: Realtor.ca
So you've decided to purchase your first home with your significant other. But wait—you and your partner haven't tied the knot. Instead, you're cohabitating, perhaps as common-law spouses.
What kinds of challenges are likely to arise when buying property with someone to whom you're not married? And what happens if (heaven forbid) you split up after you've...
"Nothing brings me more joy than seeing my buyers & sellers have success in their Real Estate endeavours. I hope you find the articles on my blog inspiring and educating in your ventures." - Moe Pourtaghi
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